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Read how home insurance experts are helping Cliffwood Beach, NJ homeowners save money & get cheap home insurance.

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Each and every home insurance policy is distinct & we represent how few scenarios influence rates in Cliffwood Beach

Makes your home insurance higher Makes your home insurance lower

$1240 is your homeowners insurance for a property near Seawood Dr, E Concourse, Shadylawn Way, Malden Dr, Gulden St

Credit ScorePoorAn excellent credit score makes your premium less costlier by $290
Deductible$500- $1000 Deductible$500- $1000 Deductible lowers your rate by $100
Replacement Value$366,490Your replacement cost is $40,786 costlier than the typical property in Cliffwood Beach
No of Bedrooms3In Cliffwood Beach, 646 (54.4%) homes have 3 bedrooms
Nearby agents : Northeast Insurance Service, 170 Us Hwy 9 Englishtown, Marlboro Township, NJ

$600 is your homeowners insurance for a property near Seawood Dr, Gulden St, Sweetbriar St, W Prospect Ave, Fairfield Way

No of Bedrooms3In Cliffwood Beach, 646 (54.4%) homes have 3 bedrooms
Replacement Value$411,635$88,579 above the usual property replacement cost in Cliffwood Beach
Age63In Cliffwood Beach 106 (3.2%) individuals are between 62 to 64 years
No of claims3$180 increase in premium because of 3 prior claims
Nearby agents : Appleby Ins. Agency Inc., 43 Main St, SOUTH RIVER, NJ

$620 is your homeowners insurance for a property near W Prospect Ave, Shadylawn Way, Gulden St, Fairfield Way, E Concourse

Marital StatusNever marriedIn Cliffwood Beach, 1,440 (52.3%) persons have the status of "Never married"
No of Vehicles Available1Look for an auto & homeowners insurance bundle discount of $220
No of Bedrooms3646 (54.4%) houses have 3 bedrooms in Cliffwood Beach
Credit ScoreFairSavings of $250 on your home insurance in Cliffwood Beach if you had Excellent credit
Nearby agents : Joseph Noah, 189 Homans Ave, Closter, NJ

$1050 is your homeowners insurance for a property near Gulden St, E Concourse, Woodbine Dr, Seawood Dr, Malden Dr

Replacement Value$545,575Your replacement cost is $185,447 more than the typical house in Cliffwood Beach
No of Bedrooms3646 (54.4%) properties have 3 bedrooms in Cliffwood Beach
No of Vehicles Available2You can avail a car & homeowners consolidation policy rebate of $370
Home Constructed Year199931 (2.6%) houses were made between 1990 and 1999 in Cliffwood Beach
Nearby agents : United Counties Insurance Group Llc - Woodbridge, 514 Rahway Ave Woodbridge, Woodbridge Township, NJ

$410 is your homeowners insurance for a property near Malden Dr, Fairfield Way, Woodbine Dr, Gulden St, Sweetbriar St

No of claims0Look for a no claims rebate of $130
Deductible$1000-$2500 Deductible$90 savings by opting for a $1000-$2500 Deductible
Replacement Value$295,625Your replacement cost is $75,095 below the typical home in Cliffwood Beach
Home Constructed Year1954357 (30.1%) properties in Cliffwood Beach were made between 1950 and 1959
Nearby agents : Mansa Nicome, 86 State Highway 35, Neptune City, NJ

$990 is your homeowners insurance for a property near Elmwood Dr, E Concourse, Malden Dr, Gulden St, Woodbine Dr

Home Constructed Year1976193 (16.3%) houses were constructed between 1970 and 1979 in Cliffwood Beach
Replacement Value$461,820$141,412 costlier than the average property replacement value in Cliffwood Beach
Credit ScoreFairSavings of $400 on your home insurance in Cliffwood Beach with Excellent credit
No of Bedrooms4170 (14.3%) houses in Cliffwood Beach have 4 bedrooms
Nearby agents : Ken Curtis Agency, 30 Washington St Mount Holly, Mount Holly Township, NJ

$320 is your homeowners insurance for a property near Woodbine Dr, Gulden St, W Prospect Ave, Seawood Dr, Malden Dr

Home value$123,500Your home is $141,300 cheaper than the usual price in Cliffwood Beach
Age50259 (7.7%) individuals aged between 50 and 54 in Cliffwood Beach
Credit ScoreFairSavings of $130 on your home insurance in Cliffwood Beach with Excellent credit
Marital StatusWidowedIn Cliffwood Beach, 340 (12.4%) people have the status of "Widowed"
Nearby agents : True & Associates, 325 N AVE E, WESTFIELD, NJ

$2140 is your homeowners insurance for a property near Woodbine Dr, W Prospect Ave, Fairfield Way, Seawood Dr, Gulden St

No of Bedrooms5In Cliffwood Beach, 28 (2.4%) homes have 5 bedrooms
Home value$818,500Costlier by $553,700 compared to an average home in Cliffwood Beach
Deductible$2500-$5000 DeductibleYou save $570 by opting for a $2500-$5000 Deductible
Credit ScoreFairSavings of $860 on your home insurance in Cliffwood Beach with Excellent credit
Nearby agents : Cerra Insurance Agency, 272 HIGHWAY 34, MATAWAN, NJ

$460 is your homeowners insurance for a property near Elmwood Dr, Gulden St, Fairfield Way, Malden Dr, E Concourse

No of Bedrooms3In Cliffwood Beach, 646 (54.4%) homes have 3 bedrooms
No of claims1Your premiums will become higher by $50 due to 1 prior claims
Deductible$2500-$5000 DeductibleYou save $140 by opting for a $2500-$5000 Deductible
Credit ScoreExcellent$190 less costlier because of your great credit score
Nearby agents : Pavese Mccormick Agency Inc, 3759 Us Hwy 1 South Monmouth Junction, South Brunswick, NJ

$540 is your homeowners insurance for a property near Seawood Dr, W Prospect Ave, Woodbine Dr, Gulden St, Sweetbriar St

Age47178 (5.3%) individuals aged between 45 and 49 in Cliffwood Beach
Home value$174,000Your property is $90,800 cheaper than the average value in Cliffwood Beach
Credit ScorePoorNot having a superb credit score makes your rate by $130
No of Vehicles Available0Not eligible for discount
Nearby agents : Van Pelt & Son Agency Inc, 1 Cherry Tree Farm Rd, NEW MONMOUTH, NJ

$810 is your homeowners insurance for a property near Malden Dr, W Prospect Ave, Elmwood Dr, Seawood Dr, Shadylawn Way

Deductible$500 DeductibleChoosing a higher deductible of ($500-$1000) will save you $80
Marital StatusNow married1,160 (42.1%) folks have the status of "Now married" in Cliffwood Beach
Age47In Cliffwood Beach 178 (5.3%) individuals are between 45 to 49 years
Home Constructed Year199531 (2.6%) homes were built between 1990 and 1999 in Cliffwood Beach
Nearby agents : Celia Caro, 66 Wilson Ave, Newark, NJ

$360 is your homeowners insurance for a property near Shadylawn Way, Gulden St, E Concourse, Elmwood Dr, Fairfield Way

Marital StatusNever married"Never married" status is similar to that of 1,440 (52.3%) people in Cliffwood Beach
Home Constructed Year200257 (4.8%) homes in Cliffwood Beach were made between 2000 and 2009
No of claims0Potential for $110 discount because of no prior claims
Age6796 (2.9%) persons are between 67 - 69 years in Cliffwood Beach
Nearby agents : The Gandelman Agency, 684 WHITEHEAD ROAD, LAWRENCEVILLE, NJ

$970 is your homeowners insurance for a property near Shadylawn Way, Gulden St, Woodbine Dr, Elmwood Dr, Fairfield Way

Deductible> $10,000 Deductible> $10,000 Deductible reduces your rate by $700
No of Vehicles Available0Not eligible for discount
Home Constructed Year1925125 (10.5%) homes in Cliffwood Beach were constructed between 1920 and 1939
No of Bedrooms3In Cliffwood Beach, 646 (54.4%) properties have 3 bedrooms
Nearby agents : The Heidt Agency, 226 ROCK RD, GLEN ROCK, NJ

$690 is your homeowners insurance for a property near Shadylawn Way, Sweetbriar St, Fairfield Way, Malden Dr, Gulden St

Replacement Value$481,460$121,332 costlier than the average house replacement value in Cliffwood Beach
Credit ScoreExcellentYour excellent credit rating saves you $280
Marital StatusMarried, spouse present290 (10.2%) persons have the status of "Married, spouse present" in Cliffwood Beach
Home Constructed Year1976193 (16.3%) properties were made between 1970 and 1979 in Cliffwood Beach
Nearby agents : Five Star Ins Agency Llc, 446A NEW BRUNSWICK AVE, FORDS, NJ

$240 is your homeowners insurance for a property near Seawood Dr, W Prospect Ave, E Concourse, Shadylawn Way, Fairfield Way

Replacement Value$209,375Your replacement value is $111,033 cheaper than the average property in Cliffwood Beach
Age37235 (7.0%) folks aged between 35 and 39 in Cliffwood Beach
Home Constructed Year1936125 (10.5%) houses in Cliffwood Beach were made between 1920 and 1939
Home value$167,500$97,300 less than the usual house cost in Cliffwood Beach
Nearby agents : John J Leonard Jr, 665 Hwy 35, Middletown, NJ

$590 is your homeowners insurance for a property near Fairfield Way, Shadylawn Way, Gulden St, Malden Dr, W Prospect Ave

Home value$277,000Costlier by $12,200 compared to a median property in Cliffwood Beach
Replacement Value$340,710Costlier by $9,710 compared to the usual replacement cost of a property in Cliffwood Beach
Credit ScoreFairProspective savings of $240 on your home insurance in Cliffwood Beach with Excellent credit
Marital StatusSeparatedIn Cliffwood Beach, 170 (6.0%) individuals have the status of "Separated"
Nearby agents : Odonnell Agency, Llc, 416 Centennial Avenue, Cranford, NJ

$920 is your homeowners insurance for a property near Gulden St, Seawood Dr, W Prospect Ave, Woodbine Dr, Elmwood Dr

Marital StatusWidowed340 (12.4%) people have the status of "Widowed" in Cliffwood Beach
Replacement Value$417,315$51,891 above the median property replacement cost in Cliffwood Beach
No of Bedrooms3646 (54.4%) houses in Cliffwood Beach have 3 bedrooms
Home Constructed Year2001In Cliffwood Beach, 57 (4.8%) houses were built between 2000 and 2009
Nearby agents : Insurance Innovations Agcy Inc, 1246 ROUTE 46, PARSIPPANY, NJ

$420 is your homeowners insurance for a property near Elmwood Dr, Fairfield Way, E Concourse, Malden Dr, Woodbine Dr

No of claims3Your 3 past claims make your rate higher by $130
Replacement Value$211,060$122,588 less than typical home replacement value in Cliffwood Beach
Home value$173,000Cheaper by $91,800 compared to an average property in Cliffwood Beach
Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible reduces your rate by $210
Nearby agents : Kra Insurance Agency Inc, 871 MOUNTAIN AVE, SPRINGFIELD, NJ

$520 is your homeowners insurance for a property near Fairfield Way, Shadylawn Way, E Concourse, Seawood Dr, Woodbine Dr

No of Bedrooms3646 (54.4%) houses in Cliffwood Beach have 3 bedrooms
Replacement Value$343,200Your replacement price is $3,688 less than typical home in Cliffwood Beach
Age6198 (2.9%) folks are between 60 - 61 years in Cliffwood Beach
Home value$260,000Cheaper by $4,800 compared to a usual house in Cliffwood Beach
Nearby agents : Maiello & Manzi Insurance - Manalapan, 500 CRAIG ROAD LOWER LEVEL, MANALAPAN, NJ

$970 is your homeowners insurance for a property near Malden Dr, Elmwood Dr, Gulden St, Fairfield Way, E Concourse

Age31In Cliffwood Beach 190 (5.7%) persons are between 30 to 34 years
Home Constructed Year1969In Cliffwood Beach, 141 (11.9%) houses were constructed between 1960 and 1969
Replacement Value$332,100Cheaper by $28,028 compared to the usual replacement price of a house in Cliffwood Beach
Marital StatusWidowed"Widowed" status is similar to that of 340 (12.4%) folks in Cliffwood Beach
Nearby agents : Gallagher Bollinger - Creative Agency Group, 15 West Main Street, Rt 520 Holmdel, Holmdel Township, NJ

$500 is your homeowners insurance for a property near Sweetbriar St, Seawood Dr, Shadylawn Way, Fairfield Way, Woodbine Dr

No of claims0You qualify for a no claims concession of $150
Age44In Cliffwood Beach 316 (9.4%) individuals are between 40 to 44 years
Replacement Value$230,400Your replacement value is $105,896 cheaper than the typical property in Cliffwood Beach
Deductible$500 DeductibleGoing for a higher deductible of ($500-$1000) will save you $50
Nearby agents : Christine Coster, 499 Valley St, Maplewood, NJ

$650 is your homeowners insurance for a property near Fairfield Way, Shadylawn Way, Elmwood Dr, Woodbine Dr, E Concourse

Marital StatusMarried, spouse presentIn Cliffwood Beach, 290 (10.2%) people have the status of "Married, spouse present"
Home Constructed Year1967141 (11.9%) properties were constructed between 1960 and 1969 in Cliffwood Beach
No of Vehicles Available3 Due to possible auto & homeowners policy consolidation you are entitled to a $230 concession
No of Bedrooms3In Cliffwood Beach, 646 (54.4%) properties have 3 bedrooms
Nearby agents : V R I Inc, 3400 HIGHWAY 35 SUITE 6, HAZLET, NJ

$1180 is your homeowners insurance for a property near Fairfield Way, Seawood Dr, Sweetbriar St, Elmwood Dr, W Prospect Ave

No of Bedrooms3646 (54.4%) properties in Cliffwood Beach have 3 bedrooms
Home value$331,000Your home is $66,200 costlier than the median value in Cliffwood Beach
Deductible$500- $1000 Deductible$80 savings by choosing a $500- $1000 Deductible
Home Constructed Year1970193 (16.3%) homes in Cliffwood Beach were made between 1970 and 1979
Nearby agents : Mohamed Mounir, 924 Route 9 South, Sayreville, NJ

$470 is your homeowners insurance for a property near Seawood Dr, E Concourse, Gulden St, Shadylawn Way, Fairfield Way

No of Bedrooms3In Cliffwood Beach, 646 (54.4%) homes have 3 bedrooms
Home value$173,000Your house is $91,800 cheaper than the usual value in Cliffwood Beach
No of claims3Your premiums will increase by $140 because of 3 previous claims
Marital StatusNever marriedIn Cliffwood Beach, 1,440 (52.3%) individuals have the status of "Never married"
Nearby agents : T E Freuler Agency Inc, 52-54 ROME ST, NEWARK, NJ